Our Solutions
let us provide you with a custom plan today!
What do we Do?
Student Loan Financial Planning
Borrowers have unique needs. Employers require solutions that work with their overall benefits approach. Only Fiducius offers student loan financial planning and the most complete set of benefits, with the experience to support implementation and maximize participation.
Student Loan Financial Planning Process
Tuition
Reimbursement
Tuition
Contribution
Finances
Personal
Our process naturally promotes increased utilization of your benefits
Advancement
Education &
1. Financial management tools through Best Money Moves
2. College and career advancement support through MyKlovr
Loan
Contribution
Relief
Loan
Student Loan Assistance
Education Assistance
Integrated Benefits
Planning
Retirement
EAP
Benefits
Voluntary
Insurance
Health
FSA / HSA
1
2
For Brokers
Added benefits to your employers
Continue to add value for the employers that you work with by bringing them one of the most innovative approaches to student loan debt. The benefit is easily explained and is a no-brainer for employers looking to recruit and retain employees.
For Employers
retention and coaching for your employees
Fiducius takes care of developing a custom plan for each employee and ongoing coaching for their student loan relief needs. As an employer, it’s a built in benefit and retention strategy. Any cost can either be absorbed by you, the employer… or passed on to the employee.
For Employees
save money and get a custom plan
It’s amazing just how much money eligible employees are able to save when they reach out to us. We develop a custom plan to serve your needs and situation. We then manage that plan alongside you until the debt is paid off!
optimized benefits
We have great products
Loan Relief
Forgive lowers payments and provides forgiveness through Federal programs, including Public Service Loan Forgiveness (PSLF)
Why It Matters…
Taking control of student loan debt starts with identifying the optimal loan restructuring solution for a borrower’s situation
ReFi lowers rates and improves payment schedule through private refinance
Why It Matters…
It is much more than getting a better rate or simply refinancing
SimpliFi consolidates loans and lowers payments; can help those with credit issues
Why It Matters…
Employees receive personalized education and decide on the option that’s right for them
Financial planning services offered in partnership with Consolidated Financial Corporation
Why It Matters…
Comprehensive financial and retirement planning to further reduce student loan payments and maximize retirement savings
Exercises and tools to assist with budget planning, goal setting and financial objectives
Other Products
Loan Contribution with goal planning, payroll deduction and management dashboards
Why It Matters…
Effective means to directly reduce student loan burden.
Only Fiducius empowers employees to choose to improve cash flow or pay off their principal faster
Combined with Loan Relief benefit, student loans can “disappear” through payroll deduction
ID Theft Protection through Cyber Scout, the largest provider in the world
Entry level coverage provided automatically to all Fiducius clients (can be waived)
Additional coverage levels available
Why It Matters…
Once identity theft happens, it can cost thousands of dollars and take hundreds of hours to recover your name
Student Loan Disability Insurance is designed to cover loans in the event of a disabling event
Why It Matters…
Features include low premiums, tax free options, flexible disbursement and ability to protect spouse’s loans
Federal loans are automatically discharged in the case permanent disability; taxes could exceed $25,000 with $80,000 in student loans
Traditional insurance does not cover student loans
1 in 4 employees will face a disabling injury
Let us find your solutions
