Welcome Borrower / Employee
we look forward to helping you
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We’re here to help!
Stress
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We're here to help!
Confusion
Student loans and options for making the situation better are confusing; we have expert technology tools AND real human advisors to help you through the process
Time
Your job and even your family dominate your time; our technology is available 7x24 and advisors are available six days a week for your access.
benefits of working with fiducius
Fiducius has been in business since 2011, focused on federal forgiveness for over 200k borrowers.
100% of Fiducius customers who have applied for forgiveness have received it; 2% of borrowers attempting to navigate on their own have succeeded in gaining forgiveness.
Major insurance brokers continuously put Fiducius in as an employee benefit for their employer customers, consisting of over 1,000 school districts, 115+ hospitals, and scores of other for-profit businesses.
see what others Have to Say

No More Avoiding My Loan Payment
I was doing everything I could to avoid my loan payment. The amount was way too high and I couldn’t afford it on my budget. I am so glad I got educated with the Loan Relief benefit and could make a well-informed decision. Now I can pay off my student loans much more quickly than I ever thought I would.
Rose F.
State Aid Planning Assistant Specialist, NYOct 7, 2020
Loan Relief Done Right
This benefit was a total game changer and worth every penny. I thought I had all of my loans figured out and was on a good path, but the team at Fiducius caught multiple errors. They saved me from missing eligibility for loan forgiveness! I honestly couldn’t believe it and was shocked at my new reduced payme…
Stephanie D.
Nurse Manager, KYOct 7, 2020
A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.
Teacher, OHOct 7, 2020
Getting Relief Was Easy
Working with Fiducius has been great and very easy. They have excellent client support and communication. When I learned about my new lower payments, I sighed in relief because my payment was affordable. I continue to share this with others so they can benefit too.
…
Theison A.
Teacher, NEOct 6, 2020
Helped with Our Mortgage Lender
When I first got the email through my school district, I wondered, “Why hasn’t anyone told me about this before?” It seemed too good to be true, but then I learned some of my colleagues were already working with Fiducius.When I my Advisor I was trying to buy a house, he even wrote a letter to my mortg…
David F.
Teacher, MNOct 7, 2020
An Affordable Income-Based Loan Payment
Since I used the Loan Relief benefit, I am no longer worried about how I will be able to make my student loan payment every month. The payment is now based on my income instead of what I owe, which makes it affordable. I now love to share the great news of how I was helped. Anyone struggling to make their stud…
Tina C.
CMA, KYOct 7, 2020
My Trust in Fiducius Paid Off
I was skeptical about the benefit at first, but my employer knows we’re struggling and made it clear they want to help. My trust in Fiducius paid off. I’m now able to live much more comfortably and worry less about paying bills. The weight of trying to figure everything out on my own is gone off. My plan …
Abbie H.
Registered Nurse, OHOct 7, 2020
Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.
Certified Occupational Therapy Assistant, MNOct 7, 2020
Fiducius Changed My Life for Good
For years, I would make my monthly payment and cringe. Fiducius changed my life in so many ways. They answered all of my questions in a timely manner and explained everything in a way I could understand. With the Loan Relief benefit, I am now more financially stable, which has been extremely helpful considerin…
Allison (Ally) B.
Outreach Coordinator / Oncology Services, OHOct 7, 2020
Stress-Free Way to Save with No Downside
Yes, saving money is great. It’s allowed us to take a family vacation, go on date nights, put a down payment on a car and put more in our children’s 529 accounts. But what I loved the most was how easy Fiducius made the process of applying for forgiveness. Friends and I had tried doing it ourselves, but it…
Michelle D.
Health Management Coordinator, OHOct 7, 2020
More Money for What Really Matters
Before working with Fiducius, my monthly student loan payment was almost twice my house payment. Now, I am paying $144 month and will have my student loan debt behind me by the time I’m 44; that makes me feel really good.Paying less on my loans means we can save for our daughter’s education, take a retu…
Shay C.
Therapist, OHOct 7, 2020
Financially Stable and a Better Person
Fiducius worked with me and my husband. He was already in forgiveness (PSLF), but Fiducius lowered his monthly payment more than $200. We freed up so much money we have been able to afford our dream house, pay off additional debts and look forward to a financially stable future. Because I don’t worry about m…
Kristen C.
Teacher, PAOct 7, 2020

No More Avoiding My Loan Payment
I was doing everything I could to avoid my loan payment. The amount was way too high and I couldn’t afford it on my budget. I am so glad I got educated with the Loan Relief benefit and could make a well-informed decision. Now I can pay off my student loans much more quickly than I ever thought I would.
Rose F.

Loan Relief Done Right
This benefit was a total game changer and worth every penny. I thought I had all of my loans figured out and was on a good path, but the team at Fiducius caught multiple errors. They saved me from missing eligibility for loan forgiveness! I honestly couldn’t believe it and was shocked at my new reduced payme…
Stephanie D.

A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.

Getting Relief Was Easy
Working with Fiducius has been great and very easy. They have excellent client support and communication. When I learned about my new lower payments, I sighed in relief because my payment was affordable. I continue to share this with others so they can benefit too.
…
Theison A.

Helped with Our Mortgage Lender
When I first got the email through my school district, I wondered, “Why hasn’t anyone told me about this before?” It seemed too good to be true, but then I learned some of my colleagues were already working with Fiducius.When I my Advisor I was trying to buy a house, he even wrote a letter to my mortg…
David F.

An Affordable Income-Based Loan Payment
Since I used the Loan Relief benefit, I am no longer worried about how I will be able to make my student loan payment every month. The payment is now based on my income instead of what I owe, which makes it affordable. I now love to share the great news of how I was helped. Anyone struggling to make their stud…
Tina C.

My Trust in Fiducius Paid Off
I was skeptical about the benefit at first, but my employer knows we’re struggling and made it clear they want to help. My trust in Fiducius paid off. I’m now able to live much more comfortably and worry less about paying bills. The weight of trying to figure everything out on my own is gone off. My plan …
Abbie H.

Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.

Fiducius Changed My Life for Good
For years, I would make my monthly payment and cringe. Fiducius changed my life in so many ways. They answered all of my questions in a timely manner and explained everything in a way I could understand. With the Loan Relief benefit, I am now more financially stable, which has been extremely helpful considerin…
Allison (Ally) B.

Stress-Free Way to Save with No Downside
Yes, saving money is great. It’s allowed us to take a family vacation, go on date nights, put a down payment on a car and put more in our children’s 529 accounts. But what I loved the most was how easy Fiducius made the process of applying for forgiveness. Friends and I had tried doing it ourselves, but it…
Michelle D.

More Money for What Really Matters
Before working with Fiducius, my monthly student loan payment was almost twice my house payment. Now, I am paying $144 month and will have my student loan debt behind me by the time I’m 44; that makes me feel really good.Paying less on my loans means we can save for our daughter’s education, take a retu…
Shay C.

Financially Stable and a Better Person
Fiducius worked with me and my husband. He was already in forgiveness (PSLF), but Fiducius lowered his monthly payment more than $200. We freed up so much money we have been able to afford our dream house, pay off additional debts and look forward to a financially stable future. Because I don’t worry about m…