Welcome Borrower / Employee
we look forward to helping you
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We’re here to help!
Stress
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We're here to help!
Confusion
Student loans and options for making the situation better are confusing; we have expert technology tools AND real human advisors to help you through the process
Time
Your job and even your family dominate your time; our technology is available 7x24 and advisors are available six days a week for your access.
benefits of working with fiducius
Fiducius has been in business since 2011, focused on federal forgiveness for over 200k borrowers.
100% of Fiducius customers who have applied for forgiveness have received it; 2% of borrowers attempting to navigate on their own have succeeded in gaining forgiveness.
Major insurance brokers continuously put Fiducius in as an employee benefit for their employer customers, consisting of over 1,000 school districts, 115+ hospitals, and scores of other for-profit businesses.
see what others Have to Say

Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.
Instructional Assistant, OHOct 7, 2020
I’m Sold on Forgiveness (PSLF)
The Loan Relief benefit changed my life in two ways. First, I don’t have to stress over whether or not I can afford my monthly payment. Second, my loans will be paid back in just ten short years! Initially, I was very unsure about doing forgiveness (PSLF), but after listening to my Advisor explain the projec…
Jennifer H.
Medical Assistant, OHOct 7, 2020
Getting Relief Was Easy
Working with Fiducius has been great and very easy. They have excellent client support and communication. When I learned about my new lower payments, I sighed in relief because my payment was affordable. I continue to share this with others so they can benefit too.
…
Theison A.
Teacher, NEOct 6, 2020
No More Living Paycheck-to-Paycheck
Before Fiducius, I was drowning in school loan debt, paying over $900 a month which didn’t even cover the interest. Every month I got threatening calls for more money, which didn’t exist. I lived paycheck-to-paycheck, juggling bills hoping I could keep the water and electric on. With Fiducius, all that str…
Christina B.
Patient Access, INOct 7, 2020
An Answer to My Prayers
When I found out I was approved for student loan forgiveness, I actually cried. My husband recently survived prostate cancer, and associated treatments, as well as recently retired. We struggled with the additional expense of my student loan. Finding out we qualified for this amazing service was an answe…
Sharlene A.
Executive Assistant, KYOct 6, 2020
Limited Income Doesn’t Have to Be Limiting
I’m passionate about my non-profit but my lower salary was a challenge. By working with Fiducius and using their unique back-to-school program, I was able to move forward to earn my master’s degree. I shared the news with my colleagues, friends and classmates. Thanks to the savings from my lower student lo…
Quintin P.
Case Manager, OHOct 7, 2020
Back to School with Less Financial Stress
Since working with Fiducius, my spouse and I are less stressed because my student loan payment was reduced significantly. The payment reduction allowed us to pay off other loans sooner and for me to continue my education. I would encourage you to have your Advisor at Fiducius explain your loan options and real…
Robyn F.
Teacher, OHOct 7, 2020
Now We Can Make Ends Meet
After learning I was eligible for Loan Relief, I have been able to keep my modified schedule at work and have maintained our family’s finances. Thanks to my Student Loan Financial Wellness Plan from Fiducius, we worry less about making ends. We even were able to afford an anniversary trip to Switzerland beca…
Sarah G.
RN, IAOct 7, 2020
Get a Plan, Know Your Options
I feel like I can relax now after enrolling in the Loan Relief benefit. By working with my Advisor from Fiducius on my Student Loan Financial Wellness Plan, I’m saving well over $1,000 per month on my student loans. We have been able to save more money as a family. Everyone needs to add least get a plan and …
Melissa (Missy) P.
Clinical Coordinator, OHOct 7, 2020
Got My Life Straightened Out
I want to thank Fiducius for helping me get my life straight. As a teacher, it was a constant struggle to make payments, apply for income-based payments every year, and look at my phone with hesitation every time it rang, wondering who now had control of my loans. When I learned how affordable my new payment w…
Todd B.
Teacher, KYOct 7, 2020
Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.
Certified Occupational Therapy Assistant, MNOct 7, 2020
More Money for What Really Matters
Before working with Fiducius, my monthly student loan payment was almost twice my house payment. Now, I am paying $144 month and will have my student loan debt behind me by the time I’m 44; that makes me feel really good.Paying less on my loans means we can save for our daughter’s education, take a retu…
Shay C.
Therapist, OHOct 7, 2020

Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.

I’m Sold on Forgiveness (PSLF)
The Loan Relief benefit changed my life in two ways. First, I don’t have to stress over whether or not I can afford my monthly payment. Second, my loans will be paid back in just ten short years! Initially, I was very unsure about doing forgiveness (PSLF), but after listening to my Advisor explain the projec…
Jennifer H.

Getting Relief Was Easy
Working with Fiducius has been great and very easy. They have excellent client support and communication. When I learned about my new lower payments, I sighed in relief because my payment was affordable. I continue to share this with others so they can benefit too.
…
Theison A.

No More Living Paycheck-to-Paycheck
Before Fiducius, I was drowning in school loan debt, paying over $900 a month which didn’t even cover the interest. Every month I got threatening calls for more money, which didn’t exist. I lived paycheck-to-paycheck, juggling bills hoping I could keep the water and electric on. With Fiducius, all that str…
Christina B.

An Answer to My Prayers
When I found out I was approved for student loan forgiveness, I actually cried. My husband recently survived prostate cancer, and associated treatments, as well as recently retired. We struggled with the additional expense of my student loan. Finding out we qualified for this amazing service was an answe…
Sharlene A.

Limited Income Doesn’t Have to Be Limiting
I’m passionate about my non-profit but my lower salary was a challenge. By working with Fiducius and using their unique back-to-school program, I was able to move forward to earn my master’s degree. I shared the news with my colleagues, friends and classmates. Thanks to the savings from my lower student lo…
Quintin P.

Back to School with Less Financial Stress
Since working with Fiducius, my spouse and I are less stressed because my student loan payment was reduced significantly. The payment reduction allowed us to pay off other loans sooner and for me to continue my education. I would encourage you to have your Advisor at Fiducius explain your loan options and real…
Robyn F.

Now We Can Make Ends Meet
After learning I was eligible for Loan Relief, I have been able to keep my modified schedule at work and have maintained our family’s finances. Thanks to my Student Loan Financial Wellness Plan from Fiducius, we worry less about making ends. We even were able to afford an anniversary trip to Switzerland beca…
Sarah G.

Get a Plan, Know Your Options
I feel like I can relax now after enrolling in the Loan Relief benefit. By working with my Advisor from Fiducius on my Student Loan Financial Wellness Plan, I’m saving well over $1,000 per month on my student loans. We have been able to save more money as a family. Everyone needs to add least get a plan and …
Melissa (Missy) P.

Got My Life Straightened Out
I want to thank Fiducius for helping me get my life straight. As a teacher, it was a constant struggle to make payments, apply for income-based payments every year, and look at my phone with hesitation every time it rang, wondering who now had control of my loans. When I learned how affordable my new payment w…
Todd B.

Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.

More Money for What Really Matters
Before working with Fiducius, my monthly student loan payment was almost twice my house payment. Now, I am paying $144 month and will have my student loan debt behind me by the time I’m 44; that makes me feel really good.Paying less on my loans means we can save for our daughter’s education, take a retu…