Welcome Borrower / Employee
we look forward to helping you
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We’re here to help!
Stress
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We're here to help!
Confusion
Student loans and options for making the situation better are confusing; we have expert technology tools AND real human advisors to help you through the process
Time
Your job and even your family dominate your time; our technology is available 7x24 and advisors are available six days a week for your access.
benefits of working with fiducius
Fiducius has been in business since 2011, focused on federal forgiveness for over 200k borrowers.
100% of Fiducius customers who have applied for forgiveness have received it; 2% of borrowers attempting to navigate on their own have succeeded in gaining forgiveness.
Major insurance brokers continuously put Fiducius in as an employee benefit for their employer customers, consisting of over 1,000 school districts, 115+ hospitals, and scores of other for-profit businesses.
see what others Have to Say

Not Defeated by Student Loans
I had no clue how I was going to repay my student loans, and honestly, I felt defeated. I could not find a program that would work with me, especially since they only looked at my income before taxes. The Loan Relief benefit from Fiducius has allowed me to not only repay my student loans, but to also put money…
Tia F.
Teacher, KYOct 7, 2020
My Trust in Fiducius Paid Off
I was skeptical about the benefit at first, but my employer knows we’re struggling and made it clear they want to help. My trust in Fiducius paid off. I’m now able to live much more comfortably and worry less about paying bills. The weight of trying to figure everything out on my own is gone off. My plan …
Abbie H.
Registered Nurse, OHOct 7, 2020
No More Living Paycheck-to-Paycheck
Before Fiducius, I was drowning in school loan debt, paying over $900 a month which didn’t even cover the interest. Every month I got threatening calls for more money, which didn’t exist. I lived paycheck-to-paycheck, juggling bills hoping I could keep the water and electric on. With Fiducius, all that str…
Christina B.
Patient Access, INOct 7, 2020
A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.
Teacher, OHOct 7, 2020
Limited Income Doesn’t Have to Be Limiting
I’m passionate about my non-profit but my lower salary was a challenge. By working with Fiducius and using their unique back-to-school program, I was able to move forward to earn my master’s degree. I shared the news with my colleagues, friends and classmates. Thanks to the savings from my lower student lo…
Quintin P.
Case Manager, OHOct 7, 2020
Getting Ahead and Building Back Credit
I work in the school system as a classified staff member as support, so I barely make minimum wage. My student loan payment was taking most of my paycheck. I could never get ahead. Student loan financial planning has freed up money to work on building some credit. You have been a life saver.
…
Tanya C.
Accounting Specialist, AZOct 7, 2020
Stress-Free Way to Save with No Downside
Yes, saving money is great. It’s allowed us to take a family vacation, go on date nights, put a down payment on a car and put more in our children’s 529 accounts. But what I loved the most was how easy Fiducius made the process of applying for forgiveness. Friends and I had tried doing it ourselves, but it…
Michelle D.
Health Management Coordinator, OHOct 7, 2020
An End to Outrageous Monthly Payments
Since I enrolled in the Loan Relief benefit, I’ve been able to pay a reasonable payment on my student loans. Before, my payments were outrageous, and I felt I was getting nowhere! With my lower payments, I feel that I can breathe and not worry! It’s so easy working with the people of Fiducius and they are …
Andrea D.
Teacher, PAOct 7, 2020
My Skepticism Turned to Relief
When I first heard about the Loan Relief benefit, I admit I was skeptical. However, the process was simple and the Fiducius staff very helpful to work with. As a result, I no longer stress about my student loan payments. I’m now more focused on my family while celebrating my $0 monthly payment!
…
Michele B.
Administrative Assistant to the Superintendent, OHOct 7, 2020
Love Working with a Real Financial Expert
It means so much to me having a real person I can trust to make sure I am doing what’s best with my student loans. My financial planning Advisor is so helpful and positive, making the whole process easy. I hadn’t heard of the loan forgiveness program (PSLF) but was feeling overwhelmed by my loan payments. …
Cecilia W.
Patient Access Representative, KYOct 7, 2020
Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.
Instructional Assistant, OHOct 7, 2020
An Answer to My Prayers
When I found out I was approved for student loan forgiveness, I actually cried. My husband recently survived prostate cancer, and associated treatments, as well as recently retired. We struggled with the additional expense of my student loan. Finding out we qualified for this amazing service was an answe…
Sharlene A.
Executive Assistant, KYOct 6, 2020

Not Defeated by Student Loans
I had no clue how I was going to repay my student loans, and honestly, I felt defeated. I could not find a program that would work with me, especially since they only looked at my income before taxes. The Loan Relief benefit from Fiducius has allowed me to not only repay my student loans, but to also put money…
Tia F.

My Trust in Fiducius Paid Off
I was skeptical about the benefit at first, but my employer knows we’re struggling and made it clear they want to help. My trust in Fiducius paid off. I’m now able to live much more comfortably and worry less about paying bills. The weight of trying to figure everything out on my own is gone off. My plan …
Abbie H.

No More Living Paycheck-to-Paycheck
Before Fiducius, I was drowning in school loan debt, paying over $900 a month which didn’t even cover the interest. Every month I got threatening calls for more money, which didn’t exist. I lived paycheck-to-paycheck, juggling bills hoping I could keep the water and electric on. With Fiducius, all that str…
Christina B.

A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.

Limited Income Doesn’t Have to Be Limiting
I’m passionate about my non-profit but my lower salary was a challenge. By working with Fiducius and using their unique back-to-school program, I was able to move forward to earn my master’s degree. I shared the news with my colleagues, friends and classmates. Thanks to the savings from my lower student lo…
Quintin P.

Getting Ahead and Building Back Credit
I work in the school system as a classified staff member as support, so I barely make minimum wage. My student loan payment was taking most of my paycheck. I could never get ahead. Student loan financial planning has freed up money to work on building some credit. You have been a life saver.
…
Tanya C.

Stress-Free Way to Save with No Downside
Yes, saving money is great. It’s allowed us to take a family vacation, go on date nights, put a down payment on a car and put more in our children’s 529 accounts. But what I loved the most was how easy Fiducius made the process of applying for forgiveness. Friends and I had tried doing it ourselves, but it…
Michelle D.

An End to Outrageous Monthly Payments
Since I enrolled in the Loan Relief benefit, I’ve been able to pay a reasonable payment on my student loans. Before, my payments were outrageous, and I felt I was getting nowhere! With my lower payments, I feel that I can breathe and not worry! It’s so easy working with the people of Fiducius and they are …
Andrea D.

My Skepticism Turned to Relief
When I first heard about the Loan Relief benefit, I admit I was skeptical. However, the process was simple and the Fiducius staff very helpful to work with. As a result, I no longer stress about my student loan payments. I’m now more focused on my family while celebrating my $0 monthly payment!
…
Michele B.

Love Working with a Real Financial Expert
It means so much to me having a real person I can trust to make sure I am doing what’s best with my student loans. My financial planning Advisor is so helpful and positive, making the whole process easy. I hadn’t heard of the loan forgiveness program (PSLF) but was feeling overwhelmed by my loan payments. …
Cecilia W.

Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.

An Answer to My Prayers
When I found out I was approved for student loan forgiveness, I actually cried. My husband recently survived prostate cancer, and associated treatments, as well as recently retired. We struggled with the additional expense of my student loan. Finding out we qualified for this amazing service was an answe…