Welcome Borrower / Employee
we look forward to helping you
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We’re here to help!
Stress
You’re not alone, there are 43+ million Americans with student loans. Most borrowers find student loans challenging, painful and hard to deal with. We're here to help!
Confusion
Student loans and options for making the situation better are confusing; we have expert technology tools AND real human advisors to help you through the process
Time
Your job and even your family dominate your time; our technology is available 7x24 and advisors are available six days a week for your access.
benefits of working with fiducius
Fiducius has been in business since 2011, focused on federal forgiveness for over 200k borrowers.
100% of Fiducius customers who have applied for forgiveness have received it; 2% of borrowers attempting to navigate on their own have succeeded in gaining forgiveness.
Major insurance brokers continuously put Fiducius in as an employee benefit for their employer customers, consisting of over 1,000 school districts, 115+ hospitals, and scores of other for-profit businesses.
see what others Have to Say

Put My Trust in Fiducius
The Loan Relief benefit took away the heavy weight of paying back my student loans. For anyone considering learning about their loan options with Fiducius, I recommend doing your research. My husband and I spent a lot of time researching this program and speaking with team members from Fiducius to fully unders…
Jessica B.
Teacher, WIOct 7, 2020
More Money at the End of the Month
Life changed tremendously since I started working with Fiducius. The choice was easy. My student loan payments went from $648 a month to $157, with my remaining balance forgiven in 10 years. There is no doubt that Fiducius made my life easier knowing I had more money at the end of the month. I’m also able to…
Mary A.
Teacher, NEOct 6, 2020
Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.
Instructional Assistant, OHOct 7, 2020
Fiducius Changed My Life for Good
For years, I would make my monthly payment and cringe. Fiducius changed my life in so many ways. They answered all of my questions in a timely manner and explained everything in a way I could understand. With the Loan Relief benefit, I am now more financially stable, which has been extremely helpful considerin…
Allison (Ally) B.
Outreach Coordinator / Oncology Services, OHOct 7, 2020
The Financial Hardship is Over
My life has changed so much because I am no longer suffering from financial hardship due to my student loan payments. When I learned of my payment amount, I celebrated the good news with my husband, and we put the savings towards remodeling our home!
…
Eden A.
Clinical Nurse Manager, KYOct 6, 2020
Creating an Atmosphere for Success
My team at Fiducius was outstanding in helping me meet my financial needs and goals. They were organized, professional and truly cared about helping me. They create the atmosphere for success! Because of them, my family and I have been able to do things we were not able to before!
…
Roger B.
Teacher and Football Coach, TXOct 7, 2020
Great Benefit from My Employer
When I first heard of Fiducius, I honestly had some skepticism about the process and if it was real. However, I like my employer, Hartford Healthcare, and was pleased they offered this benefit. Thanks to Fiducius and my lower student loan payment, I will be able to pay off other debt. When the forgiveness com…
Sam C.
Cook, CTOct 7, 2020
Now I Can Give More to My Students
Fiducius not only helped me save money every month on my loan payment, but their advice on filing our taxes helped us save money there too! I’m less stressed knowing the end to paying off my loans is in sight, and we’re better able to plan for our future. Now, I feel like I can be more generous with my cl…
Ivy H.
Special Education Teacher, CAOct 7, 2020
Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.
Certified Occupational Therapy Assistant, MNOct 7, 2020
A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.
Teacher, OHOct 7, 2020
Now We Can Make Ends Meet
After learning I was eligible for Loan Relief, I have been able to keep my modified schedule at work and have maintained our family’s finances. Thanks to my Student Loan Financial Wellness Plan from Fiducius, we worry less about making ends. We even were able to afford an anniversary trip to Switzerland beca…
Sarah G.
RN, IAOct 7, 2020
Change Your Equation on Financial Wellness
We live in a world where there is never enough time or money. Fiducius definitely changes that as it relates to your financial wellness. I was actually giddy when I learned my payment amount would be cut in half. Fiducius is a great resource and stays in contact with you. They don’t have you sign up and th…
Julie D.
Patient Family Educator, OHOct 7, 2020

Put My Trust in Fiducius
The Loan Relief benefit took away the heavy weight of paying back my student loans. For anyone considering learning about their loan options with Fiducius, I recommend doing your research. My husband and I spent a lot of time researching this program and speaking with team members from Fiducius to fully unders…
Jessica B.

More Money at the End of the Month
Life changed tremendously since I started working with Fiducius. The choice was easy. My student loan payments went from $648 a month to $157, with my remaining balance forgiven in 10 years. There is no doubt that Fiducius made my life easier knowing I had more money at the end of the month. I’m also able to…
Mary A.

Confident I Can Pay My Student Loans
Since working with Fiducius, I have peace of mind and much more confidence in my ability to pay my student loans. When I learned of my new monthly payment amount, I thanked God and then shared it with my family and coworkers who also have student loan debt!
…
Terrance G.

Fiducius Changed My Life for Good
For years, I would make my monthly payment and cringe. Fiducius changed my life in so many ways. They answered all of my questions in a timely manner and explained everything in a way I could understand. With the Loan Relief benefit, I am now more financially stable, which has been extremely helpful considerin…
Allison (Ally) B.

The Financial Hardship is Over
My life has changed so much because I am no longer suffering from financial hardship due to my student loan payments. When I learned of my payment amount, I celebrated the good news with my husband, and we put the savings towards remodeling our home!
…
Eden A.

Creating an Atmosphere for Success
My team at Fiducius was outstanding in helping me meet my financial needs and goals. They were organized, professional and truly cared about helping me. They create the atmosphere for success! Because of them, my family and I have been able to do things we were not able to before!
…
Roger B.

Great Benefit from My Employer
When I first heard of Fiducius, I honestly had some skepticism about the process and if it was real. However, I like my employer, Hartford Healthcare, and was pleased they offered this benefit. Thanks to Fiducius and my lower student loan payment, I will be able to pay off other debt. When the forgiveness com…
Sam C.

Now I Can Give More to My Students
Fiducius not only helped me save money every month on my loan payment, but their advice on filing our taxes helped us save money there too! I’m less stressed knowing the end to paying off my loans is in sight, and we’re better able to plan for our future. Now, I feel like I can be more generous with my cl…
Ivy H.

Making My Monthly Payments with Joy
Thanks to Fiducius and my lower student loan payments, I was able to purchase a new home last year! My monthly loan payment was cut in half and I now pay it with joy each and every month. Going through the process and paperwork is worth it, and the Fiducius team members you interact with are extremely helpful….
Erika D.

A Plan to Make Ends Meet
Since partnering with Fiducius, the pressure of wondering how my family was ever going to make ends meet due to my $600 a month loan payment has all but disappeared. Fiducius helped me develop a plan that reduced my payment over 50% and cut my length of payments in half as well. Thanks Fiducius!
…
Nikki C.

Now We Can Make Ends Meet
After learning I was eligible for Loan Relief, I have been able to keep my modified schedule at work and have maintained our family’s finances. Thanks to my Student Loan Financial Wellness Plan from Fiducius, we worry less about making ends. We even were able to afford an anniversary trip to Switzerland beca…
Sarah G.

Change Your Equation on Financial Wellness
We live in a world where there is never enough time or money. Fiducius definitely changes that as it relates to your financial wellness. I was actually giddy when I learned my payment amount would be cut in half. Fiducius is a great resource and stays in contact with you. They don’t have you sign up and th…